Investment & Transaction Calculators

Estimate your transaction costs and potential investment yield with our updated 2026 calculators, including the new IMT tax exemption for home buyers under 35.

Purchase Costs Calculator

Calculate official state taxes (IMT and Stamp Duty) alongside standard notary fees. Note that our agency charges 0% commission on residential purchases.

Transaction Costs

iExemption conditions

To qualify for the IMT and stamp duty exemption, you must meet all of the following requirements:

  • be under 35 years of age at the time of the transaction;
  • not be considered dependent for Income Tax (IRS) purposes;
  • not own any residential property or part thereof at the time of the transaction and for three years prior to the transaction;
  • the value of the residential property being acquired does not exceed €660,982.00.

* A full exemption from municipal transfer tax and stamp duty applies if the buyer meets the above criteria and the value of the property being acquired does not exceed €330,539.00.

Estimated Breakdown

Property Price€350,000.00
Purchase Tax (IMT)+ €14,236.65
Stamp Duty+ €2,800.00
Notary & Reg. Fees+ €1,000.00
Agency Commission0% (€0.00)
Total Capital Required€368,036.65

Yield Calculator

Analyze the net profitability of long-term rental investments after taxes and management fees.

Yield Calculator

16% of the rental cost (VAT not included)

Estimated Yield Breakdown

Gross Annual Income+ €24,000.00
Income Tax (25%)- €6,000.00
Net Annual Income€18,000.00
Net Annual Yield5.14%

1. The yield calculation does not include Property Tax (which depends on the cadastral value of the property, the region where the property is located, and the composition of the owner's family) or condominium fees.

2. The income tax calculation is based on the tax resident of Portugal.